http://41.74.91.244:8080/handle/123456789/79 2026-04-04T22:53:14Z 2026-04-04T22:53:14Z Bingab B.B.B. Forson J.A. Abotsi A.K. Baah-Ennumh T.Y. http://41.74.91.244:8080/handle/123456789/489 2023-06-16T12:09:42Z 2018-01-01T00:00:00Z

Strengthening university governance in sub-Sahara Africa: the Ghanaian perspective Bingab B.B.B.; Forson J.A.; Abotsi A.K.; Baah-Ennumh T.Y. Purpose: The incentive to strengthen university governance is espoused by a number of implications but among these three are very conspicuous: improve quality of university education system, and thus provide students and the general public value for money; enhance the utilization of resources invested in university education; and nevertheless contribute significantly in human capital formation, guaranteeing effective and efficient public leadership and services to society. However, there are dearth studies on how this can be realized in sub-Saharan Africa, particularly Ghana. The purpose of this paper is to explore pertinent issues for desirable university governance and how it can be achieved in the sub-region drawing from the Ghanaian perspective. Design/methodology/approach: This is a qualitative study seeking to explore the questions: what is needed to ensure desirable university governance? And how can it be achieved? Data were collected from primary sources and bolstered with secondary sources. In-depth interviews (structured and semi-structured guides) and documentary evidence were used to collect data from 19 participants in selected public and private universities in Ghana. Findings: The study examines key governance issues such as funding, accountability, infrastructure, trust, and regulation. The paper further identifies and discusses dilemmas (weakness in legislative instruments, quality assurance, increased enrollment and self-regulation) institutions of higher learning have had to contend with in the discharge of their duty. Social implications: In an effort to make a difference between poverty and wealth, knowledge becomes an indispensable means and university education is at the center of such knowledge. The call for public universities to be managed like businesses continuous to be as contentious as an issue, as the term governance and the discussion might not end any moment soon. For the proponents of this idea, public universities are no longer getting the needed resource support from the state and by implication the state does no longer view university education as a social good and, therefore, they must find their own way of operating by introducing reasonable fees to generate revenue. However, the school of thought that is against this idea thinks that university education must continue to be treated as a social good because it is geared toward the development of the country and is expensive and if not subsidized, who can afford. The poor and disadvantaged will be marginalized and so the state must directly or indirectly continue to fund university education in return for accountability. Originality/value: This explorative study is a contribution to the discourse of university governance. It primarily focuses on issues that could serve as a catalyst in enhancing university education. This has important implications for equipping universities in Ghana and within the African sub-region with similar challenges for a better output to meet the development needs of its ailing economies and reposition it as a major firebrand to instill competition on the global arena of lifelong learning. � 2018, Emerald Publishing Limited. Bingab, B.B.B., Department of Banking and Finance, University of Education Winneba, Winneba, Ghana; Forson, J.A., School of Business and Leadership, Regent University College of Science and Technology, Accra, Ghana, School of Business, Ghana Institute of Management and Public Administration, Accra, Ghana; Abotsi, A.K., Department of Economics Education, University of Education Winneba, Winneba, Ghana; Baah-Ennumh, T.Y., Department of Planning, Kwame Nkrumah University of Science and Technology, Kumasi, Ghana

2018-01-01T00:00:00Z Gadzo S.G. http://41.74.91.244:8080/handle/123456789/486 2023-06-16T12:20:45Z 2018-01-01T00:00:00Z

Non-performing loan and liquidity of universal banks: Does minimum capital requirement matters? Gadzo S.G. This study departs from empirical studies which had focused on the effect of non-performing loan on the performance of banks to the neglect of liquidity of banks. In the wake of the recent collapse of universal banks which has engulfed the Banking sector of Ghana, this study analyse the effect of non-performing loan on liquidity of universal banks in the context of the constant revision of the minimum capital requirement by the central bank. The cross sectional time series design was adopted and the census sampling was used to collect data from twenty banks for the period of 2008 to 2017. The outcome of the study showed that, Non-performing loan (NPL) and Capital adequacy ratio (CAR) positively influence the liquidity of the universal banks using working capital management practice, poor provision, ownership structure, bank size and loan growth as controlling variables. From this backdrop, it is empirically established that, minimum capital requirement indeed matters in the liquidity management of universal banks. It is therefore strongly recommended that the central bank should organise training programmes for the universal banks on fund management in other to have a balance funds in non-current asset and cash to avoid the negative effective on bank panic on their operation. � 2018 Academic Research Publishing Group. Gadzo, S.G., Department of Banking and Finance, University of Education Winneba, Ghana

2018-01-01T00:00:00Z Gadzo S.G. Kportorgbi H.K. Gatsi J.G. http://41.74.91.244:8080/handle/123456789/451 2023-06-19T10:59:24Z 2019-01-01T00:00:00Z

Credit risk and operational risk on financial performance of universal banks in Ghana: A partial least squared structural equation model (PLS SEM) approach Gadzo S.G.; Kportorgbi H.K.; Gatsi J.G. In recent years, financial institutions especially universal/commercial banks across Africa have been faced with forceful mergers and acquisitions. These occurrences impede the level of financial inclusion and reduces public confidence in the financial system as a whole. This study assessed the effect of credit and operational risk on the financial performance of universal banks in the context of the structural equation model (SEM). Data were collected from all the 24 universal banks in Ghana without missing variables and using the PLS-SEM, the results showed that credit risk influences financial performance negatively contrary to the empirical study but in line with the information asymmetry tenant of the lemon theory. It was also found that operational risk influences the financial performance of the universal banks in Ghana negatively. Furthermore, the study indicated that bank specific variables measured by (asset quality, bank leverage, cost to income ratio and liquidity) significantly influence credit risk, operational risk as well as the financial performance of the universal banks positively. We recommend that banks be encouraged to cut-down their lending rates in other to decrease credit risk and subsequently boost profitability. Regarding operational risk, banks should reduce leverage and have their portfolio more concentrated on liquid investment income so as to boost profitability. � 2019, � 2019 The Author(s). This open access article is distributed under a Creative Commons Attribution (CC-BY) 4.0 license. Gadzo, S.G., Department of Banking and Finance, University of Education Winneba, Ghana; Kportorgbi, H.K., Business School, Ghana Institute of Management and Public Administration (GIMPA), Ghana; Gatsi, J.G., Department of Finance, University of Cape Coast, Ghana

2019-01-01T00:00:00Z Awoonor A.K. Forson J.A. http://41.74.91.244:8080/handle/123456789/380 2023-06-26T09:43:39Z 2020-01-01T00:00:00Z

African Perceptions of Trade Partners: A Ghanaian and Togolese Perspective of Sino-African Relations Awoonor A.K.; Forson J.A. Studies on perception in both development studies and international relations have shown that most nations have mutual perceptions predicated on and influenced by either fact, biases or stereotypes, or a combination of other identifiable qualitative variables. In this study, we explore and demonstrate that African perceptions differ from country to country and are well influenced by factors such as the country of origin, the knowledge base and orientation towards China. The connection between Africa and China is long etched in history (206 bce to 220 ce) evidenced by a series of cultural and trade exchanges between China and Egypt, and long since antiquated in historical records by the Chinese traveller, Du Huan, of the Tang Dynasty. With a combination of primary and secondary data collected via social survey using google forms with questionnaires administered to participants of 10 and 6 tertiary institutions in Ghana and Togo, respectively, and bolstered with documentary evidence, we find that there are no singular overarching African perceptions of China, as the African continent is a 55-state region with diverse conflicting political, economic and sociocultural proclivities. The study further observed that compared to Togolese, more Ghanaians perceive China to be a goodwill partner predicated on its involvement on public health emergencies of international concerns (PHEIC) and influence on national economies through debt reliefs and other form of assistance. � 2020 African Studies Association of India. Awoonor, A.K., Department of International Relation, Xiamen University, Xiamen, China; Forson, J.A., Department of Banking and Finance, University of Education Winneba (UEW), Winneba, Ghana

2020-01-01T00:00:00Z