http://41.74.91.244:8080/handle/123456789/778 2026-04-05T18:16:58Z 2026-04-05T18:16:58Z Imoro, M. http://41.74.91.244:8080/handle/123456789/4954 2026-02-23T11:14:19Z 2024-11-01T00:00:00Z

Public health spending, per-capita and life expectancy in Ghana. Imoro, M. The study explored the practical effect of health expenditure per capita and per capita income on life expectancy in Ghana. The investigation utilized annual time-series secondary data from 2000 to 2022, sourced from the World Development Indicators (WDI). Variables such as life expectancy (LE), per-capita income (K), public health spending per capita (HE), birth rate per 1000 people (BR), employment to population ratio (EP), CO2 emissions per capita (CC), percentage of total population with access to safe drinking water (AD) and access to safe sanitation services (AS) were considered. Additionally, the study delved into the annual patterns of life expectancy, per-capita income, public health spending per capita, percentage of total population with access to safe drinking water and access to safe sanitation services. The Autoregressive Distributed Lag cointegration technique was employed to assess the short and longterm relationships among the variables. Before this analysis, a unit root test was conducted to determine the stationarity of the variables. The EViews Statistical/Econometric package facilitated the analysis, with graphical representations illustrating the variables pattern. The findings shows that current health expenditure per capita negatively correlated with expectancy rate in years whiles per-capita income is positively correlated with life expectancy rate. All variables modeled were cointegrated. It was also found that there is direct and significant relationship among birthrate, access to safe sanitation services and life expectancy whiles CO2 emissions in tons per-capita was found to be negatively correlated with life expectancy. The study recommends the implementation of policies and initiatives geared towards prioritized health funding and efficient resource allocation as well as policies aimed at improving incomes of individuals. A dissertation in the Department of Finance and Policy Management, School of Business, submitted to the School of Graduate Studies in partial fulfilment of the requirements for the award of the degree of Master of Science (Development Finance) in the University of Education, Winneba

2024-11-01T00:00:00Z Akrumah, B.O. http://41.74.91.244:8080/handle/123456789/4810 2026-02-23T11:06:42Z 2024-01-01T00:00:00Z

Financial sector transparency and borrowings a focus on government borrowings in Africa. Akrumah, B.O. For the past decade, developing countries' governments have witnessed an astronomical surge in their debt profile despite several attempts by international financial institutions to help reduce their increasingly soaring debts. In this study, however, the use of financial sector transparency as a debt management tool to lower soaring government debts is explored for the first time in Africa. Employing a Generalized Method of Moments (GMM)panel data of 23 African economies between 2004 and 2020, the study reports the following findings. First, a positive effect of private and public sector-led financial transparency is reported on government borrowings. Second, the study reports that private and public sector-led financial transparency are substitutes given that the interactive term of private and public sector-led financial transparency was negative. Third, the study reports an inverted U-shape effect of private and public sector-led financial transparencies on government borrowing implying that these transparencies would yield desirable reducing effects on government borrowings only beyond some threshold of transparency. Guided by the findings obtained from the study, governments in the continent who are also the regulators of the financial sectors, are informed that financial sector transparency can serve as a tool to help reduce their debts and policymakers should also make a conscious effort to strengthen the use of the financial sector transparencies (FST) to reduce governments debts in the future. A dissertation in the Department of Applied Finance and Policy Management, School of Business, submitted to the School of Graduate Studies in partial fulfillment of the requirements for the award of the degree of Master of Philosophy (Development Finance) in the University of Education, Winneba

2024-01-01T00:00:00Z Adu-Yamoah, A. http://41.74.91.244:8080/handle/123456789/4684 2026-02-23T11:00:37Z 2024-01-01T00:00:00Z

The effect of mobile money on financial inclusion among some selected Communities in the Agona East District of the Central Region of Ghana Adu-Yamoah, A. Financial inclusion continues to occupy the research space as challenge in emerging countries like Ghana. This study examined how mobile money (momo) adoption has influence financial inclusion in the Agona East District in the Central Region of Ghana. The study used a descriptive research design with a quota sampling technique to sample 160 respondents from 4 communities in the district. The structured questionnaire was used for the data collection. Descriptive statistics such as frequencies, percentaged, mean and standard deviations were used for the analyses. The study found a higher level of utilization of Momo services among the residence that have no access to formal banking sector which indicate that momo has contributed to financial inclusion in this area. However, interoperability has less utilization with cash-in, out, and purchase of airtime having high utilization. The reason offered for high utilization of momo services were its convenience and ease to use. Network challenges and high transaction costs were some pressing challenges users face when using Momo, with other minor ones. Momo service providers need to intensify public sensitization to inform users about the existence of other Momo services with less patronage like Momo interoperability, payment of bills, and store of value. The Momo service providers should also devise measures to reduce the high transaction cost and make Momo attractive for all to benefit from. A dissertation in the Department of Applied Finance and Policy Management, School of Business, submitted to the School of Graduate Studies in partial fulfillment of the requirements for the award of the degree of Master of Business Administration (Finance) in the University of Education, Winneba

2024-01-01T00:00:00Z Obeng, J. http://41.74.91.244:8080/handle/123456789/4224 2026-02-23T10:45:57Z 2023-01-01T00:00:00Z

Impact of cryptocurrency volatility on stock market performance Obeng, J. The purpose of this study is to investigate the impact of cryptocurrency price volatility on the stock market performance. Guided by the positivist philosophy, the study adopted an explanatory research design and a quantitative approach. The study used 5-year data of daily closing prices of Bitcoin, Ethereum and Cardano as well as stock market indices such as Ghana Stock Exchange-Composite Index, Nigeria Stock Exchange All-share Index, and Johannesburg Stock Exchange All-Share Index. Having employed Autoregressive Distributed Lag (ARDL) and Fixed Effect panel regression models, the study found that Cryptocurrency price volatility significantly affects stock market performance, with Bitcoin showing a positive effect at the country level but negative effects at the group level. Ethereum price volatility also recorded a significant positive impact on both group and country levels, while Cardano has a significant negative impact at both levels, except for Ghana, which reports insignificant effects in both short and long runs and South Africa which recorded insignificant impacts in the long run. It was concluded that both the cryptocurrency market and the conventional stock market are not only interconnected but also interdependent. The study, therefore, calls for clear and consistent regulatory frameworks for cryptocurrencies, advocates for investor awareness and financial literacy, recommends portfolio diversification to mitigate volatility and calls for strengthened market surveillance and the exploration of market stability mechanisms and enhanced cybersecurity measures to address risks associated with cryptocurrency markets. A thesis in the Department of Applied Finance and Policy Management, School of Business, submitted to the School of Graduate Studies, in partial fulfillment of the requirements for award of the degree of Master of Philosophy (Finance) in the University of Education, Winneba NOVEMBER, 2023

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